Medicare Advantage Plans
If you're looking for the most affordable Medicare Advantage Plan with the best coverage it's time to speak with us. We are the specialists in Medicare Advantage Plans.
What Are Medicare Advantage Plans?
Medicare Advantage Plans (also called Part C) are an alternative way to receive your Medicare benefits. These plans are offered by private insurance companies approved by Medicare and combine your hospital (Part A) and medical (Part B) coverage into one plan.
Most Medicare Advantage plans also include prescription drug coverage (Part D) and may offer additional benefits not included in Original Medicare.
How Medicare Advantage Works
When you enroll in a Medicare Advantage plan:
- You must continue paying your Medicare Part B premium
- You may have an additional plan premium (many plans have $0 premiums)
- You receive your Medicare benefits through the private insurance company instead of directly through Original Medicare
Medicare Advantage plans are required to provide at least the same level of coverage as Original Medicare, but they often include extra benefits.
Learn more about how Original Medicare works here:
👉What Is Original Medicare?
What Do Medicare Advantage Plans Cover?
Coverage varies by plan, but most include:
- Hospital coverage (Part A)
- Medical coverage (Part B)
- Prescription drug coverage (Part D)
- Dental, vision, and hearing benefits
- Fitness memberships
- Transportation assistance
- Over-the-counter allowances
Compare this with Medicare Supplement plans here:
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Medicare Supplement (Medigap) vs. Medicare Advantage
Types of Medicare Advantage Plans
There are several types of plans available:
- HMO (Health Maintenance Organization) – Requires you to use in-network doctors.
- PPO (Preferred Provider Organization) – More flexibility to go out-of-network (usually at a higher cost).
- Special Needs Plans (SNPs) – Designed for people with specific health conditions or dual eligibility.
You can review official Medicare plan types here:
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https://www.medicare.gov/plan-compare
Things to Consider
- Network restrictions may apply
- Prior authorizations may be required
- Costs can vary based on usage
- Plans change annually
That’s why reviewing your coverage every year during Annual Enrollment is important.
Pros of Medicare Advantage
Lower upfront monthly costs
Built-in prescription drug coverage
Additional benefits like dental and vision
Annual out-of-pocket maximum protection
Is Medicare Advantage Right for You?
Medicare Advantage plans can be a strong fit for people who:
- Want lower monthly premiums
- Prefer bundled coverage
- Are comfortable using provider networks
- Want extra benefits beyond Original Medicare
The right choice depends on your health needs, budget, and long-term goals.
Need Help Comparing Plans?
As an independent broker, I compare multiple carriers to help you find a plan that fits your needs — at no additional cost to you.
Contact us to learn more about the right Medicare Advantage plan for you.
Get a quote for Medicare Advantage Plans